KYC / CKYC
Matched
Promoter and entity identity align with the application record.
Source: CKYC / LOS identity service
Bank / LOS · pre-screen
Application `03417`
Sri Annapurna Foods Private Limited · Kuppam, Chittoor · synthetic application record.
ARN
LOS-AP-2026-03417
Product
MSME term loan + WC
Facility
₹3.25 Cr TL + ₹0.50 Cr WC
Authority
RCPC · one-up DoP route
Bank system
Owns application state
Intelligence fabric
Prepares and reconciles
Human authority
Challenges and decides
Evidence
Source + consent + time
Evidence intake
AI pre-screen tiles
Bureau
CMR-3
Existing commercial credit file returned; review repayment history in appraisal.
Source: Bureau response · 11 Aug 2026
GST
Active
Registration is active; filing pattern is available for reconciliation.
Source: GSTN response · simulated
Banking (AA)
Connected
Account aggregation returned consented bank-credit history for spread review.
Source: AA artefact · simulated
ITR
Received
Three financial years received; values remain subject to cross-source comparison.
Source: Income-tax document pack · simulated
Project
3 risks
Land-use conversion, HT load sanction and grant timing need officer follow-up.
Source: DPR + project checklist
Government approvals
4 pending
Approval dependencies are visible before the file reaches sanction routing.
Source: Application checklist · simulated
Subsidy
Under check
Scheme fit is a research output, not an automatic sanction assumption.
Source: MoFPI scheme records
Application facts
PromoterK. Venkataramana, 47
Existing unit6 TPD · 9 years
SecurityLand + project assets
Open evidence question
The fabric can assemble the file, but it cannot turn three inconsistent turnover signals into a single truth. That conflict is routed forward into appraisal.