Bank / sanction control

From CAM to the ledger

One decision event routed through delegation, sanction conditions, CBS and a plain-language borrower offer.

CAM summary

₹3.25 Cr TL

+ ₹0.50 Cr working capital · proceed subject to CPs

DoP routing

RCPC · one-up authority

Projected-turnover deviation routes above the recommending officer.

Decision state

Pending governed review

Complete the correction flow to add the land-use CP.

Conditions precedent

Disbursement gate · 4 conditions

FIRST DISBURSEMENT BLOCKED

CP 1Executed sanction and facility documents

CP 2Insurance and security documentation complete

CP 3Raw-material escalation clause accepted

CP 4CEFPPC sanction letter attached before subsidy-linked drawdown

CBS account master · deterministic ledger

CIF

70241187

Account

50100 234 03417

SOL

01199

Scheme

LAAG

Sanctioned limit

₹3.25 Cr

₹0.00

Rate

EBLR + 2.40% = 9.90%

Security

EM · CERSAI · CHG-1

Guarantee routing

CGTMSE flag: eligible pathway, subject to documentation.

Ledger boundary
CBS holds the money and stamps DPD arithmetic at day-end. It carries no judgment; the intelligence sits above it.

Borrower view · KFS-style offer

A borrower-facing rendering of the same sanction event. The first disbursement remains subject to conditions precedent.

Sanctioned amount₹3.25 Cr term loan + ₹0.50 Cr WC

Indicative annual rateEBLR + 2.40% = 9.90%

All-in chargesShown in the final KFS before acceptance

Offer stateAwaiting document completion

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