SIMULATED — WORKSHOP DEMO · synthetic borrower · no live RBIH/ULI/AA call · every fact is sourced and labelled
100% · 18/22
Portfolio / rural payload

WOW 4 · One sanction, a village credit cluster

We just financed one MSME. Now watch what the same evidence does across its procurement network.

Deterministic evidence trace · 1 / 5
Ready
Procurement ledger → land records → milk-society and mandi records → PM-KISAN → AA where consent exists. No map API and no random sampling.
Kuppam mandal
74 / 81
evidenceable suppliers
Gudupalle mandal
73 / 79
evidenceable suppliers
Ramakuppam mandal
69 / 76
evidenceable suppliers
Santhipuram mandal
71 / 76
evidenceable suppliers
Map-free cluster visualisation

Each node is one supplier in the procurement ledger. Green means evidenceable, grey means the honest counterfactual.

UnderwritableNot evidenced
Kuppam
81 nodes
Green nodes carry a deterministic evidence path. Grey nodes remain unresolved.
Gudupalle
79 nodes
Green nodes carry a deterministic evidence path. Grey nodes remain unresolved.
Ramakuppam
76 nodes
Green nodes carry a deterministic evidence path. Grey nodes remain unresolved.
Santhipuram
76 nodes
Green nodes carry a deterministic evidence path. Grey nodes remain unresolved.
Evidenceable
0 / 312
SIMULATED
Pipeline
₹4.68 Cr
SIMULATED
Average ticket
₹1.63 lakh
SIMULATED
New to credit
196
SIMULATED
Women
171
SIMULATED
Portfolio framing

Organic PSL origination, not a compliance chore

P&L line
Agriculture
New evidenceable demand

The cluster creates an origination surface, not a purchased certificate.

Small & marginal farmers
A visible sub-segment

Use the evidence graph to qualify the borrower rather than infer eligibility.

Weaker sections
Trackable reach

Women and new-to-credit counts stay visible as portfolio outcomes.

Policy reference:
The honest counterfactual
25 not evidenced

No digitised land record, no consent, or tenant cultivator without a record of rights. The fabric does not turn absence of evidence into a clean approval.

Collateral framing

At the simulated average ticket, these cases sit inside the agricultural collateral-free position and the mandatory MSE position. Eligibility and repayment capacity still require evidence.

One MSME sanction did not produce one asset. It produced a village credit cluster the bank already had a claim on and could not see.